@prefix skos: <http://www.w3.org/2004/02/skos/core#> .

<http://www.irandoc.acir/onto/irandoc/NEMA0009170>
  skos:prefLabel "بانک‌ها"@fa, "banks"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003984>
  skos:prefLabel "نرخ بهره"@fa, "interest rate"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0004244>
  skos:prefLabel "نظریه‌های اعتباری"@fa, "credit theories"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007480>
  skos:prefLabel "تامین مالی از منابع خارجی"@fa, "external financing"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003983>
  skos:prefLabel "تنزیل"@fa, "discount (financing)"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0002867>
  skos:prefLabel "شرایط اقتصادی"@fa, "economic conditions"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0001273>
  skos:prefLabel "درآمد"@fa, "income"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007476>
  skos:prefLabel "پس‌اندازها"@fa, "savings"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003992>
  skos:narrower <http://www.irandoc.acir/onto/irandoc/NEMA0003991>, <http://www.irandoc.acir/onto/irandoc/NEMA0003980>, <http://www.irandoc.acir/onto/irandoc/NEMA0003979>, <http://www.irandoc.acir/onto/irandoc/NEMA0003985>, <http://www.irandoc.acir/onto/irandoc/NEMA0003976>, <http://www.irandoc.acir/onto/irandoc/NEMA0003984>, <http://www.irandoc.acir/onto/irandoc/NEMA0003981>, <http://www.irandoc.acir/onto/irandoc/NEMA0003975>, <http://www.irandoc.acir/onto/irandoc/NEMA0003983>, <http://www.irandoc.acir/onto/irandoc/NEMA0003977>, <http://www.irandoc.acir/onto/irandoc/NEMA0003978> ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0006100>, <http://www.irandoc.acir/onto/irandoc/NEMA0005424>, <http://www.irandoc.acir/onto/irandoc/NEMA0007457>, <http://www.irandoc.acir/onto/irandoc/NEMA0009178>, <http://www.irandoc.acir/onto/irandoc/NEMA000690>, <http://www.irandoc.acir/onto/irandoc/NEMA0007483>, <http://www.irandoc.acir/onto/irandoc/NEMA0007480>, <http://www.irandoc.acir/onto/irandoc/NEMA0007450>, <http://www.irandoc.acir/onto/irandoc/NEMA0001257>, <http://www.irandoc.acir/onto/irandoc/NEMA0009180>, <http://www.irandoc.acir/onto/irandoc/NEMA0007474>, <http://www.irandoc.acir/onto/irandoc/NEMA0009171>, <http://www.irandoc.acir/onto/irandoc/NEMA0003874>, <http://www.irandoc.acir/onto/irandoc/NEMA0007476>, <http://www.irandoc.acir/onto/irandoc/NEMA0002867>, <http://www.irandoc.acir/onto/irandoc/NEMA0005425>, <http://www.irandoc.acir/onto/irandoc/NEMA0009170>, <http://www.irandoc.acir/onto/irandoc/NEMA0004244>, <http://www.irandoc.acir/onto/irandoc/NEMA0001273> ;
  skos:prefLabel "اعتبار"@fa, "credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept .

<http://www.irandoc.acir/onto/irandoc/NEMA0003874>
  skos:prefLabel "آمارهای مالی"@fa, "financial statistics"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007457>
  skos:prefLabel "تامین کسر بودجه"@fa, "deficit financing"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003979>
  skos:prefLabel "اعتبار صنعتی"@fa, "industrial credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007450>
  skos:prefLabel "مدیریت اعتبار (وام)"@fa, "credit management"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003991>
  skos:prefLabel "وام‌ها"@fa, "loans"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003978>
  skos:prefLabel "اعتبار صادرات"@fa, "export credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003981>
  skos:prefLabel "اعتبارات معوق"@fa, "deferred credits"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0005425>
  skos:prefLabel "قوانین اقتصادی"@fa, "economic legislation"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007474>
  skos:prefLabel "حمایت مالی"@fa, "financial support"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0007483>
  skos:prefLabel "تامین مالی"@fa, "financing"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003977>
  skos:prefLabel "R&D credit"@en, "اعتبار تحقیق و توسعه"@fa ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0006100>
  skos:prefLabel "بدهی‌ها"@fa, "liabilities"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0009178>
  skos:prefLabel "تعاونی‌های اعتبار"@fa, "credit cooperatives"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003980>
  skos:prefLabel "اعتبار کشاورزی"@fa, "agricultural credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0005424>
  skos:prefLabel "قوانین مالی"@fa, "financial legislation"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0001257>
  skos:prefLabel "interest (profit)"@en, "بهره"@fa ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003976>
  skos:prefLabel "اعتبار بلندمدت"@fa, "long term credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0009171>
  skos:prefLabel "بیمه اعتبار"@fa, "credit insurance"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA000690>
  skos:prefLabel "expenditures"@en, "هزینه‌ها"@fa ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003985>
  skos:prefLabel "نظام‌های اعتباری"@fa, "credit systems"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0009180>
  skos:prefLabel "موسسه‌های مالی"@fa, "financial institutions"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:related <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .

<http://www.irandoc.acir/onto/irandoc/NEMA0003975>
  skos:prefLabel "اعتبار بازرگانی"@fa, "commercial credit"@en ;
  a <http://www.irandoc.ac.ir/onto/irandoc-meta/Concept>, skos:Concept ;
  skos:broader <http://www.irandoc.acir/onto/irandoc/NEMA0003992> .